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Friday, September 10, 2010 | 8:55 AM

Real Estate

Renee Gerke

Your credit score through your lender's eyes -- Part 2

In part one of this series, we explained how the credit scoring models work. So your credit isn’t perfect, what now? The work on repairing less than perfect credit begins.

Disputing Errors On the Credit Report

The U.S. Public Interest Research Groups (USPIRGs), conducted a 30-state study on the subject of credit scoring, and published their own report, "Mistakes Do Happen: A Look at Errors in Consumer Credit Reports." The study revealed that 79% of consumer credit reports contain errors. What's more, there's a one-in-four chance your credit report contains an error serious enough to cause you to be denied credit.

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Real Estate